Protection for your most valuable asset

You’ve worked hard to be able to buy a home, and if you are like most people, your home is your most valuable asset. Let us help find the right coverage for you, at the lowest rates.

The best coverage and rates with Enora Insurance

We can help you find the best homeowners insurance that will best meet your unique needs and provide the most valuable combination of coverage, ease of use and competitive pricing.

*Note: if you are looking for homeowners insurance for a rental property, or home that is un-occupied, you cannot use traditional homeowners insurance. You need a “specialty dwelling” policy which we can also help you with.

Common homeowners coverages

These are the common coverages you typically see on a policy.

Dwelling

This is the portion of your policy that covers the actual structure (main house). The cost to replace your home can fluctuate from time to time based on the cost of raw material and labor, and of course, supply and demand.

We’ll run a replacement cost analysis on your home to see how much it would actually cost if the worst happened and you had to rebuild.

Personal Liability

Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world.

Other Structures

This covers any structure on your property that is not permanently attached to your house, like fencing, driveways, sidewalks, and detached buildings like sheds and garages.

Personal Property

This covers all of your personal belongings like clothing, furniture, electronics, and appliances.

Loss of Use

This covers your living expenses if you need to live somewhere else temporarily because your primary home is uninhabitable due to a loss.

How to get a homeowners insurance quote

Getting a homeowners insurance quote is easy. Here are some of the important questions we’ll ask:

  • Who lives with you? Determine who will be on the property, and if you’ll be running a business from home.

  • How is the home built? Provide details about your home’s construction, such as when the roof and utilities were last updated.

  • Who will own the home? Let us know if there will be a co-owner/co-applicant (usually a spouse).

  • Do you have home insurance now? Tell us who your carrier is and how long you’ve been insured.

Do you own a home with unique architecture or worth more than $1 million? We represent many carriers that specialize in high net worth properties.

Homeowners Insurance

Start your homeowners quote

Every home is unique, and therefore requires a carefully crafted policy. If you’d like us to review your current policy and provide you with no obligation quotes, call our office, enter some basic information in the fields below to get started online. Either way, we make the process super simple!