“Excellent experience with Enora Insurance. My agent was very responsive, respectful and they provide quality service! Grant them the opportunity to protect you and your family and your assets.”
“Elisa was amazing. She handled every question I had and took care of the policies I needed without wasting my time or money, and she is always available when I’ve needed her. I’ll be a regular client going forward!”
“Been a loyal customer for 10 years now! Very efficient and attentive to our needs. We appreciate the great communication and customer service we receive. We plan to stick around for many more years! Thank you for keeping us safe.”
Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Rockford like us, and the various other types of companies that are out there:
Features & Services
Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice
Tries to sell & support only their one company
Tries to sell & support only their one company
Claims assistance and advocacy
Adjusters are often exclusive to the one company
No help: You vs. adjuster
Policy service from the same person you bought from
To call center
You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and you local economy
What is workers’ compensation insurance?Elisa Andablo2022-06-05T12:14:14-05:00
Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.
Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!
What if I already have another insurance agent?Elisa Andablo2022-06-05T12:14:14-05:00
That’s okay! You can still get insurance quotes from Enora Insurance and leverage our expertise anytime. If we can do a better job, great! If not, at least you know your agent is working hard for you. Enora Insurance is a full service “digital-first” insurance agency, meaning we fully leverage technology to make the insurance experience better. If you want to take advantage of our Automatic Savings Program, and our streamlined self-service technology, we’d be happy to become your agent.
Will turning in a claim automatically increase my insurance?Elisa Andablo2022-06-05T12:14:14-05:00
Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice. Reach out to one of our agents today to discuss your specific situation and get recommendations.
An adjuster is a representative of the insurance company that helps settle a claim. They are not employed by Enora Insurance. Enora Insurance does not settle claims as this is done by the adjuster. However, we will assist in making sure a covered claim is paid fairly and promptly.
Scheduling involves placing specific items with a specific value on your homeowners insurance. It can also be called an “Inland Marine” policy. This allows coverage for items that may be leaving your premises and would then be lost or stolen. They can also be set at specific deductibles. The most common items to schedule are jewelry, bikes, cameras and fine arts.
Providing insurance in Illinois and surrounding areas
DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details regarding terms, conditions, coverages, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording, details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.